{"campaignId":"6abe192a29e2bba83774cc3a","campaignVersionId":"6ac6044279e8b6f2b7396d8f","companyId":"69a549fed87ec988ce01ee77","pageId":"6abe192a29e2bba83774cc42","pageName":"Start","pageSlug":"startseite","tag":"landing","components":[{"_id":"6abe19a759d3486d1cb336d8","type":"component","isTemplate":false,"name":"embed","content":{"body":"<link rel="preconnect" href="https://fonts.bunny.net"><link href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" rel="stylesheet">\n<style>\n.sw-00-hero-optional{container-type:inline-size;font-family:'Hanken Grotesk',Helvetica,Arial,sans-serif;font-weight:300;color:#151A22;font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}\n.sw-00-hero-optional *{box-sizing:border-box;margin:0}\n.sw-00-hero-optional .in{max-width:1100px;margin:0 auto;padding:88px 32px}\n.sw-00-hero-optional .lab{font-family:'IBM Plex Mono',Courier,monospace;font-weight:500;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#003781}\n.sw-00-hero-optional .h2{font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:46px;line-height:1.1;letter-spacing:-.02em;color:#0F1A2E}\n.sw-00-hero-optional .rv{animation:sw00herooptionalrise .9s cubic-bezier(.2,.7,.2,1) both}\n@keyframes sw00herooptionalrise{from{opacity:0;transform:translateY(36px)}to{opacity:1;transform:none}}\n@supports (animation-timeline:view()){.sw-00-hero-optional .rv{animation-timeline:view();animation-range:entry 0% entry 45%}}\n@container (max-width:680px){.sw-00-hero-optional .in{padding:60px 20px}.sw-00-hero-optional .h2{font-size:32px}}\n@media (prefers-reduced-motion:reduce){.sw-00-hero-optional *{animation:none!important;transition:none!important}}\n.sw-00-hero-optional{background:#0F1A2E}\n.sw-00-hero-optional{position:relative;overflow:hidden;color:#fff}\n.sw-00-hero-optional .bgd{position:absolute;inset:0;background-image:radial-gradient(rgba(169,196,228,.13) 1.2px,transparent 1.2px);background-size:48px 48px;animation:sw00herooptionaldrift 14s linear infinite}\n@keyframes sw00herooptionaldrift{from{background-position:0 0}to{background-position:48px 48px}}\n.sw-00-hero-optional .o1,.sw-00-hero-optional .o2{position:absolute;border-radius:50%;pointer-events:none}\n.sw-00-hero-optional .o1{width:720px;height:720px;left:-180px;top:-220px;background:radial-gradient(circle,rgba(46,90,172,.55),rgba(46,90,172,0) 70%);animation:sw00herooptionalfA 18s ease-in-out infinite}\n.sw-00-hero-optional .o2{width:820px;height:820px;right:-260px;top:260px;background:radial-gradient(circle,rgba(91,155,224,.28),rgba(91,155,224,0) 70%);animation:sw00herooptionalfB 22s ease-in-out infinite}\n@keyframes sw00herooptionalfA{0%,100%{transform:translate(0,0)}50%{transform:translate(70px,-40px)}}@keyframes sw00herooptionalfB{0%,100%{transform:translate(0,0)}50%{transform:translate(-80px,50px)}}\n.sw-00-hero-optional .in{position:relative;padding-top:80px}\n.sw-00-hero-optional .top{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:48px;align-items:end}\n.sw-00-hero-optional h1{font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:68px;line-height:1.04;letter-spacing:-.02em;margin-top:22px}\n.sw-00-hero-optional .sub{font-size:20px;color:#C9D3DF;max-width:480px}\n.sw-00-hero-optional .btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}\n.sw-00-hero-optional .b1{background:#fff;color:#0F1A2E;padding:17px 30px;border-radius:999px;font-weight:500;text-decoration:none;border:none;font:500 17px 'Hanken Grotesk',Helvetica,Arial,sans-serif;cursor:pointer}\n.sw-00-hero-optional .vid{margin-top:48px;border-radius:24px;overflow:hidden;border:1px solid rgba(255,255,255,.14);box-shadow:0 40px 100px rgba(0,0,0,.45);aspect-ratio:16/9;background:#070D1A}\n.sw-00-hero-optional .vid iframe,.sw-00-hero-optional .vid video{width:100%;height:100%;display:block;object-fit:cover}\n.sw-00-hero-optional .meta{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;margin-top:16px}\n@container (max-width:680px){.sw-00-hero-optional h1{font-size:44px}.sw-00-hero-optional .in{padding-top:56px}}\n</style>\n<div class="sw-00-hero-optional">\n<div class="bgd" aria-hidden="true"></div><div class="o1" aria-hidden="true"></div><div class="o2" aria-hidden="true"></div>\n<div class="in">\n<div class="top">\n<div><span class="lab" style="color:#A9C4E4">Betriebliche Krankenversicherung</span><h1>Fehlzeiten kosten mehr, als Sie sehen.</h1></div>\n<div><p class="sub">Wir machen die versteckten Kosten sichtbar – und zeigen, ab wann sich eine bKV für Ihr Unternehmen rechnet.</p>\n<div class="btns"><button type="button" class="b1" id="swh-cta">Kostenfreie Analyse anfragen</button></div></div>\n</div>\n<div class="vid"><iframe src="https://www.youtube-nocookie.com/embed/XJjM5MVQvcU?autoplay=1&mute=1&loop=1&playlist=XJjM5MVQvcU&rel=0&modestbranding=1&playsinline=1" title="bKV in rund einer Minute erklärt" allow="autoplay; encrypted-media; picture-in-picture; fullscreen" allowfullscreen loading="lazy" style="width:100%;height:100%;border:0;display:block"></iframe></div>\n<div class="meta"><span class="lab" style="color:#A9C4E4">In rund einer Minute erklärt · Ton an für das volle Erlebnis</span><span class="lab" style="color:#A9C4E4">Ab 5 Mitarbeitenden · ab 13,90 € p. P./Monat</span></div>\n</div>\n</div>\n<script>(function(){var v=document.getElementById('swh-v');if(v){v.muted=true;v.defaultMuted=true;var p=v.play();if(p&&p.catch)p.catch(function(){});}\nvar 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href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" rel="stylesheet">\n<style>\n.sw-01-laufband{container-type:inline-size;font-family:'Hanken Grotesk',Helvetica,Arial,sans-serif;font-weight:300;color:#151A22;font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}\n.sw-01-laufband *{box-sizing:border-box;margin:0}\n.sw-01-laufband .in{max-width:1100px;margin:0 auto;padding:88px 32px}\n.sw-01-laufband .lab{font-family:'IBM Plex Mono',Courier,monospace;font-weight:500;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#003781}\n.sw-01-laufband .h2{font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:46px;line-height:1.1;letter-spacing:-.02em;color:#0F1A2E}\n.sw-01-laufband .rv{animation:sw01laufbandrise .9s cubic-bezier(.2,.7,.2,1) both}\n@keyframes sw01laufbandrise{from{opacity:0;transform:translateY(36px)}to{opacity:1;transform:none}}\n@supports 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der bKV"><div class="tr"><span class="it">Ab 5 Mitarbeitenden<i></i></span><span class="it">Ohne Gesundheitsprüfung<i></i></span><span class="it">Keine Wartezeiten<i></i></span><span class="it">Budget 300 – 1.500 € p. a.<i></i></span><span class="it">Video-Sprechstunde 24/7<i></i></span><span class="it">Services auch für die Familie<i></i></span><span class="it">Volles Budget ab Tag 1<i></i></span><span class="it">Ab 5 Mitarbeitenden<i></i></span><span class="it">Ohne Gesundheitsprüfung<i></i></span><span class="it">Keine Wartezeiten<i></i></span><span class="it">Budget 300 – 1.500 € p. a.<i></i></span><span class="it">Video-Sprechstunde 24/7<i></i></span><span class="it">Services auch für die Familie<i></i></span><span class="it">Volles Budget ab Tag 1<i></i></span></div></div>\n</div>\n","provider":"custom-html","box":{"left":"none","right":"none","top":"none","bottom":"none","backgroundColor":"#0A1222"},"framed":false,"isGdprSensitive":false,"embedCustomHtmlNatively":true},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"6abe192a29e2bba83774cc3a","components":[],"allowedChildSections":[],"pageId":"6abe192a29e2bba83774cc42","companyId":"69a549fed87ec988ce01ee77","componentType":"embed","createdAt":"2026-10-01T08:34:44.988Z","updatedAt":"2026-10-02T10:30:00.151Z","__v":0},{"_id":"6abe1b4c29e2bba83774fc1a","type":"component","isTemplate":false,"name":"embed","content":{"body":"<link rel="preconnect" href="https://fonts.bunny.net"><link href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" rel="stylesheet">\n<style>\n.sw-02-leck{container-type:inline-size;font-family:'Hanken 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Den Rest zahlen Sie trotzdem.</h2>\n<div class="ice rv">\n<div class="top"><span class="lab" style="color:#6B7079">Sichtbar</span><span class="pill">Lohnfortzahlung</span></div>\n<div class="deep"></div>\n<svg class="wave" aria-hidden="true" width="2400" height="60" viewBox="0 0 2400 60"><path d="M0 22.0 L20 26.1 L40 29.4 L60 31.5 L80 31.9 L100 30.7 L120 27.9 L140 24.1 L160 19.9 L180 16.1 L200 13.3 L220 12.1 L240 12.5 L260 14.6 L280 17.9 L300 22.0 L320 26.1 L340 29.4 L360 31.5 L380 31.9 L400 30.7 L420 27.9 L440 24.1 L460 19.9 L480 16.1 L500 13.3 L520 12.1 L540 12.5 L560 14.6 L580 17.9 L600 22.0 L620 26.1 L640 29.4 L660 31.5 L680 31.9 L700 30.7 L720 27.9 L740 24.1 L760 19.9 L780 16.1 L800 13.3 L820 12.1 L840 12.5 L860 14.6 L880 17.9 L900 22.0 L920 26.1 L940 29.4 L960 31.5 L980 31.9 L1000 30.7 L1020 27.9 L1040 24.1 L1060 19.9 L1080 16.1 L1100 13.3 L1120 12.1 L1140 12.5 L1160 14.6 L1180 17.9 L1200 22.0 L1220 26.1 L1240 29.4 L1260 31.5 L1280 31.9 L1300 30.7 L1320 27.9 L1340 24.1 L1360 19.9 L1380 16.1 L1400 13.3 L1420 12.1 L1440 12.5 L1460 14.6 L1480 17.9 L1500 22.0 L1520 26.1 L1540 29.4 L1560 31.5 L1580 31.9 L1600 30.7 L1620 27.9 L1640 24.1 L1660 19.9 L1680 16.1 L1700 13.3 L1720 12.1 L1740 12.5 L1760 14.6 L1780 17.9 L1800 22.0 L1820 26.1 L1840 29.4 L1860 31.5 L1880 31.9 L1900 30.7 L1920 27.9 L1940 24.1 L1960 19.9 L1980 16.1 L2000 13.3 L2020 12.1 L2040 12.5 L2060 14.6 L2080 17.9 L2100 22.0 L2120 26.1 L2140 29.4 L2160 31.5 L2180 31.9 L2200 30.7 L2220 27.9 L2240 24.1 L2260 19.9 L2280 16.1 L2300 13.3 L2320 12.1 L2340 12.5 L2360 14.6 L2380 17.9 L2400 22.0 L2400 60 L0 60 Z" fill="#0F1A2E"/><path d="M0 22.0 L20 26.1 L40 29.4 L60 31.5 L80 31.9 L100 30.7 L120 27.9 L140 24.1 L160 19.9 L180 16.1 L200 13.3 L220 12.1 L240 12.5 L260 14.6 L280 17.9 L300 22.0 L320 26.1 L340 29.4 L360 31.5 L380 31.9 L400 30.7 L420 27.9 L440 24.1 L460 19.9 L480 16.1 L500 13.3 L520 12.1 L540 12.5 L560 14.6 L580 17.9 L600 22.0 L620 26.1 L640 29.4 L660 31.5 L680 31.9 L700 30.7 L720 27.9 L740 24.1 L760 19.9 L780 16.1 L800 13.3 L820 12.1 L840 12.5 L860 14.6 L880 17.9 L900 22.0 L920 26.1 L940 29.4 L960 31.5 L980 31.9 L1000 30.7 L1020 27.9 L1040 24.1 L1060 19.9 L1080 16.1 L1100 13.3 L1120 12.1 L1140 12.5 L1160 14.6 L1180 17.9 L1200 22.0 L1220 26.1 L1240 29.4 L1260 31.5 L1280 31.9 L1300 30.7 L1320 27.9 L1340 24.1 L1360 19.9 L1380 16.1 L1400 13.3 L1420 12.1 L1440 12.5 L1460 14.6 L1480 17.9 L1500 22.0 L1520 26.1 L1540 29.4 L1560 31.5 L1580 31.9 L1600 30.7 L1620 27.9 L1640 24.1 L1660 19.9 L1680 16.1 L1700 13.3 L1720 12.1 L1740 12.5 L1760 14.6 L1780 17.9 L1800 22.0 L1820 26.1 L1840 29.4 L1860 31.5 L1880 31.9 L1900 30.7 L1920 27.9 L1940 24.1 L1960 19.9 L1980 16.1 L2000 13.3 L2020 12.1 L2040 12.5 L2060 14.6 L2080 17.9 L2100 22.0 L2120 26.1 L2140 29.4 L2160 31.5 L2180 31.9 L2200 30.7 L2220 27.9 L2240 24.1 L2260 19.9 L2280 16.1 L2300 13.3 L2320 12.1 L2340 12.5 L2360 14.6 L2380 17.9 L2400 22.0" fill="none" stroke="#5B9BE0" stroke-width="2"/></svg>\n<div class="low"><span class="lab" style="color:#A9C4E4">Unsichtbar – aber teuer</span><div class="chips"><span class="chip" style="animation-delay:0.0s">Vertretung & Überstunden</span><span class="chip" style="animation-delay:0.6s">Liegengebliebene Aufträge</span><span class="chip" style="animation-delay:1.2s">Überlastete Kollegen</span><span class="chip" style="animation-delay:1.8s">Kündigung & Neubesetzung</span></div></div>\n</div>\n</div>\n<div class="stats">\n<div class="row rv"><span class="num">19,1</span><span class="txt">Fehltage je Beschäftigtem und Jahr</span></div>\n<div class="row rv"><span class="num">ab 249 €</span><span class="txt">verlorene Wertschöpfung je Fehltag<span class="mn">Volkswirtschaftlicher Durchschnitt – ein Mindestmaß, nicht repräsentativ für jedes Unternehmen. In Ihrem Betrieb kann ein Fehltag deutlich mehr kosten. Darum rechnet unser Rechner mit einem anpassbaren Faktor.</span></span></div>\n<div class="row rv"><span class="num">221 Mrd. €</span><span class="txt">Verlust für die deutsche Wirtschaft pro Jahr</span></div>\n<div class="src">TK-Gesundheitsreport 2025 (Wert 2024) · BAuA, Arbeitswelt im Wandel 2025 (Werte 2023)</div>\n</div>\n</div>\n<div class="swx-cta" style="margin-top:48px"><button type="button" onclick="if(window.perspective&&window.perspective.navigateToNextPage)window.perspective.navigateToNextPage();" style="background:transparent;color:#0F1A2E;padding:14px 26px;border-radius:999px;border:1px solid rgba(15,26,46,.3);font:500 16px 'Hanken Grotesk',Helvetica,Arial,sans-serif;cursor:pointer">Kostenfreie Analyse anfragen</button></div>\n</div>\n</div>\n","provider":"custom-html","box":{"left":"none","right":"none","top":"none","bottom":"none","backgroundColor":"#FFFFFF"},"framed":false,"isGdprSensitive":false,"embedCustomHtmlNatively":true},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"6abe192a29e2bba83774cc3a","components":[],"allowedChildSections":[],"pageId":"6abe192a29e2bba83774cc42","companyId":"69a549fed87ec988ce01ee77","componentType":"embed","createdAt":"2026-10-01T08:35:24.927Z","updatedAt":"2026-10-06T08:47:55.465Z","__v":0},{"_id":"6abe1b6c916417db22627421","type":"component","isTemplate":false,"name":"embed","content":{"body":"<link rel="preconnect" href="https://fonts.bunny.net"><link href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" rel="stylesheet">\n<style>\n.sw-03-rechner{container-type:inline-size;font-family:'Hanken 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step="0.1" value="2">\n<div class="fl"><span>1,0 · gering</span><span style="color:#003781">2,0 · Branchenschnitt</span><span>3,0 · sehr hoch</span></div>\n<p class="fx">Ein Ausfalltag kostet mehr als die verlorene Wertschöpfung: Vertretung, Mehrarbeit, Qualitäts- und Produktivitätsverlust. Faktor 2,0 entspricht dem Branchenschnitt – verschieben Sie ihn passend zu Ihrem Betrieb.</p></div>\n<div><span style="font-weight:400">Jahresbudget je Person</span>\n<div class="bud" id="swr-bud" role="group" aria-label="Jahresbudget je Person">\n<button type="button" data-p="13.90" aria-pressed="true">300 €</button><button type="button" data-p="22.90" aria-pressed="false">600 €</button><button type="button" data-p="32.90" aria-pressed="false">900 €</button><button type="button" data-p="41.90" aria-pressed="false">1.200 €</button><button type="button" data-p="49.90" aria-pressed="false">1.500 €</button>\n</div></div>\n<p class="note">Annahmen: 19,1 AU-Tage je Person (TK 2024), 249 € verlorene Wertschöpfung je Ausfalltag (BAuA 2023, Mindestwert – nicht repräsentativ für jedes Unternehmen) × Ausfallfaktor (<span id="swr-fn">2,0× → 498 €</span> je Ausfalltag), Tarif MeineGesundheit inkl. Beitragsbefreiung. Rechenbeispiel, keine Zusage.</p>\n</div>\n<div class="card rv">\n<div><div class="k">Geschätzte Ausfallkosten pro Jahr</div><div class="big" id="swr-a">475.590 €</div></div>\n<div><div class="k">bKV für Ihr ganzes Team pro Jahr</div><div class="mid" id="swr-b">8.340 €</div><div class="bar"><i id="swr-bar"></i></div><div class="pct" id="swr-pct">= 1,8 % IHRER AUSFALLKOSTEN</div></div>\n<div class="be">Die bKV rechnet sich schon, wenn pro Person <b style="font-weight:500" id="swr-be">0,3 Ausfalltage</b> im Jahr wegfallen.</div>\n<button type="button" class="cta" id="swr-cta">Mit meinen echten Zahlen prüfen</button>\n</div>\n</div></div>\n</div>\n<script>(function(){var AU=19.1,B=249,F=2,p=13.90;var ma=document.getElementById('swr-ma');var fs=document.getElementById('swr-f');\nfunction f(n,d){return n.toLocaleString('de-DE',{minimumFractionDigits:d||0,maximumFractionDigits:d||0})}\nfunction u(){F=+fs.value;var 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rel="preconnect" href="https://fonts.bunny.net"><link href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" rel="stylesheet">\n<style>\n.sw-04-mehrwert{container-type:inline-size;font-family:'Hanken Grotesk',Helvetica,Arial,sans-serif;font-weight:300;color:#151A22;font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}\n.sw-04-mehrwert *{box-sizing:border-box;margin:0}\n.sw-04-mehrwert .in{max-width:1100px;margin:0 auto;padding:88px 32px}\n.sw-04-mehrwert .lab{font-family:'IBM Plex Mono',Courier,monospace;font-weight:500;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#003781}\n.sw-04-mehrwert .h2{font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:46px;line-height:1.1;letter-spacing:-.02em;color:#0F1A2E}\n.sw-04-mehrwert .rv{animation:sw04mehrwertrise .9s cubic-bezier(.2,.7,.2,1) both}\n@keyframes 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class="sw-04-mehrwert">\n<div class="in">\n<h2 class="h2 rv">Eine Leistung. Zwei Gewinner.</h2>\n<div class="cols">\n<div><div class="ph rv"><img src="https://perspective.imgix.net/6abe1ba9cb70cf7938ffdefc.jpg?auto=format,compress&w=1100" alt="Team in einem Büro freut sich gemeinsam" loading="lazy"><span class="tag">Arbeitgeber</span></div>\n<span class="lab">Für Sie</span>\n<div class="li f" style="margin-top:12px">Schneller zum Facharzt<span class="ls">Die Facharzt-Vermittlung hilft Ihrem Team bei der Terminsuche – weniger Ausfallzeit, produktiveres Arbeiten.</span></div><div class="li">Attraktiver für Fachkräfte<span class="ls">Machen Sie Ihr Unternehmen für qualifizierte Fachkräfte attraktiver – ein echtes Argument im Wettbewerb um Bewerber:innen.</span></div><div class="li">Stärkere Bindung ans Unternehmen<span class="ls">Steigern Sie die Zufriedenheit Ihrer Belegschaft und stärken Sie die Bindung an Sie als Arbeitgeber.</span></div><div class="li l">Möglich ab 5 Mitarbeitenden<span class="ls">Auch kleine Betriebe können starten – für die ganze Belegschaft oder eine klar abgrenzbare Gruppe.</span></div></div>\n<div><div class="ph rv"><img src="https://perspective.imgix.net/6abe1ba5f11aece52a2ca7f9.jpg?auto=format,compress&w=1100" alt="Großmutter umarmt ihr Enkelkind" loading="lazy"><span class="tag">Mitarbeitende & Familie</span></div>\n<span class="lab">Für Ihr Team</span>\n<div class="li f" style="margin-top:12px">Netto-Effekt: kommt ohne Abzüge an<span class="ls">Die Beiträge können als Sachbezug steuer- und sozialversicherungsfrei gewährt werden – Ihr Team erhält die Leistung ohne Abzüge.</span></div><div class="li">Keine Gesundheitsprüfung, keine Wartezeit<span class="ls">Besonders wertvoll bei Vorerkrankungen – Leistungen können sofort in Anspruch genommen werden.</span></div><div class="li">Budget frei nutzbar – von Zahn bis Brille<span class="ls">Ein Jahresbudget für viele Bereiche, z. B. Zahnvorsorge, Brillen, Heilpraktiker oder Vorsorgeuntersuchungen.</span></div><div class="li l">Gesundheitsservices auch für die Familie<span class="ls">Video-Sprechstunde 24/7, Facharzt-Vermittlung oder psychologisches Coaching – auch für Angehörige.</span></div></div>\n</div>\n<div class="st rv">\n<div><div class="sn">25 %</div>ist eine bKV lieber als eine Gehaltserhöhung.<span class="ss">PKV-VERBAND, 2026</span></div>\n<div><div class="sn">Jede:r 4.</div>lässt sich bei der Jobwahl von einer bKV positiv beeinflussen.<span class="ss">ALLIANZ PKV / INFAS QUO, 2021</span></div>\n<div><div class="sn">+15 %</div>Zufriedenheit mit dem Arbeitgeber, wenn eine bKV angeboten wird.<span class="ss">ALLIANZ PKV / INFAS QUO, 2021</span></div>\n</div>\n\n<div class="swx-cta" style="margin-top:48px"><button type="button" onclick="if(window.perspective&&window.perspective.navigateToNextPage)window.perspective.navigateToNextPage();" style="background:transparent;color:#0F1A2E;padding:14px 26px;border-radius:999px;border:1px solid rgba(15,26,46,.3);font:500 16px 'Hanken Grotesk',Helvetica,Arial,sans-serif;cursor:pointer">Kostenfreie Analyse anfragen</button></div>\n</div>\n</div>\n","provider":"custom-html","box":{"left":"none","right":"none","top":"none","bottom":"none","backgroundColor":"#FFFFFF"},"framed":false,"isGdprSensitive":false,"embedCustomHtmlNatively":true},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"6abe192a29e2bba83774cc3a","components":[],"allowedChildSections":[],"pageId":"6abe192a29e2bba83774cc42","companyId":"69a549fed87ec988ce01ee77","componentType":"embed","createdAt":"2026-10-01T08:36:45.015Z","updatedAt":"2026-10-06T08:54:01.219Z","__v":0},{"_id":"6abe1c23060a272cb8591755","type":"component","isTemplate":false,"name":"embed","content":{"body":"<link rel="preconnect" href="https://fonts.bunny.net"><link 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class="lab">12:15</span><span class="t">Physio verordnet</span><span class="x">Wird aus dem Budget erstattet – Rechnung per App.</span></div><div class="st rv"><span class="d"></span><span class="lab">19:40</span><span class="t">Sohn hat Ausschlag</span><span class="x">Video-Sprechstunde 24/7 – auch für die Familie.</span></div><div class="st rv last"><span class="d"></span><span class="lab">Am nächsten Morgen</span><span class="t">Sandra erzählt davon.</span><span class="x">Im Team – und im Bekanntenkreis. Das ist Arbeitgebermarke.</span></div></div>\n</div>\n\n<div class="swx-cta" style="margin-top:48px"><button type="button" onclick="if(window.perspective&&window.perspective.navigateToNextPage)window.perspective.navigateToNextPage();" style="background:transparent;color:#0F1A2E;padding:14px 26px;border-radius:999px;border:1px solid rgba(15,26,46,.3);font:500 16px 'Hanken Grotesk',Helvetica,Arial,sans-serif;cursor:pointer">Kostenfreie Analyse anfragen</button></div>\n</div>\n</div>\n","provider":"custom-html","box":{"left":"none","right":"none","top":"none","bottom":"none","backgroundColor":"#F4F2EF"},"framed":false,"isGdprSensitive":false,"embedCustomHtmlNatively":true,"enforceCenteredCustomHtmlContent":false},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"6abe192a29e2bba83774cc3a","components":[],"allowedChildSections":[],"pageId":"6abe192a29e2bba83774cc42","companyId":"69a549fed87ec988ce01ee77","componentType":"embed","createdAt":"2026-10-01T08:38:59.302Z","updatedAt":"2026-10-02T10:57:43.855Z","__v":0},{"_id":"6abe1c9bf11aece52a2cbc8f","type":"component","isTemplate":false,"name":"embed","content":{"body":"<link rel="preconnect" href="https://fonts.bunny.net"><link href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" rel="stylesheet">\n<style>\n.sw-06-ablauf{container-type:inline-size;font-family:'Hanken Grotesk',Helvetica,Arial,sans-serif;font-weight:300;color:#151A22;font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}\n.sw-06-ablauf *{box-sizing:border-box;margin:0}\n.sw-06-ablauf .in{max-width:1100px;margin:0 auto;padding:88px 32px}\n.sw-06-ablauf .lab{font-family:'IBM Plex Mono',Courier,monospace;font-weight:500;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#003781}\n.sw-06-ablauf .h2{font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:46px;line-height:1.1;letter-spacing:-.02em;color:#0F1A2E}\n.sw-06-ablauf .rv{animation:sw06ablaufrise .9s cubic-bezier(.2,.7,.2,1) both}\n@keyframes sw06ablaufrise{from{opacity:0;transform:translateY(36px)}to{opacity:1;transform:none}}\n@supports (animation-timeline:view()){.sw-06-ablauf .rv{animation-timeline:view();animation-range:entry 0% entry 45%}}\n@container (max-width:680px){.sw-06-ablauf .in{padding:60px 20px}.sw-06-ablauf .h2{font-size:32px}}\n@media (prefers-reduced-motion:reduce){.sw-06-ablauf *{animation:none!important;transition:none!important}}\n.sw-06-ablauf{background:#FFFFFF}\n.sw-06-ablauf .g3{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:40px;margin-top:44px}\n.sw-06-ablauf .s{display:flex;flex-direction:column;gap:12px;border-top:1px solid #151A22;padding-top:24px}\n.sw-06-ablauf .t{font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:30px;color:#0F1A2E}.sw-06-ablauf .x{color:#585E66}\n.sw-06-ablauf .tm{margin-top:64px;display:flex;flex-direction:column;gap:22px}\n.sw-06-ablauf .tmh{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:14px 24px}\n.sw-06-ablauf .bt{font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:38px;line-height:1.15;color:#0F1A2E;max-width:640px;display:block;margin-top:12px}\n.sw-06-ablauf .adr{font-size:15px;color:#585E66}.sw-06-ablauf .adr a{color:#585E66}\n.sw-06-ablauf .tm img{width:100%;height:auto;display:block;border-radius:28px;box-shadow:0 24px 60px rgba(15,26,46,.14)}\n@container (max-width:680px){.sw-06-ablauf .bt{font-size:26px}.sw-06-ablauf .tm{margin-top:44px}.sw-06-ablauf .tm img{border-radius:18px}}\n</style>\n<div class="sw-06-ablauf">\n<div class="in">\n<h2 class="h2 rv" style="max-width:660px">Ihr Aufwand: ein Gespräch. Den Rest übernehmen wir.</h2>\n<div class="g3">\n<div class="s rv"><span class="lab">01 · Analyse</span><span class="t">Sichtbar machen</span><span class="x">Wir rechnen Ihre echten Fehlzeit-Kosten durch – kostenfrei.</span></div>\n<div class="s rv"><span class="lab">02 · Angebot</span><span class="t">Gegenrechnen</span><span class="x">Passendes Paket, klarer Beitrag, ehrliche Break-even-Rechnung.</span></div>\n<div class="s rv"><span class="lab">03 · Start</span><span class="t">Einführen</span><span class="x">Start-Event, Infos fürs Team, digitale Verwaltung – wir begleiten Sie.</span></div>\n</div>\n<div class="tm rv"><div class="tmh"><div><span class="lab">PERSÖNLICH VOR ORT · IHR TEAM IN HANAU</span><span class="bt">Ein fester Ansprechpartner – in Hanau und im Rhein-Main-Gebiet.</span></div><span class="adr">Bruchköbeler Landstraße 47 · 63452 Hanau · <a href="mailto:agentur.schwing@allianz.de">agentur.schwing@allianz.de</a></span></div><img src="https://perspective.imgix.net/6aa264fd6215210d2d069e5a.jpg?auto=format&w=2200" alt="Das Team der Allianz Generalvertretung Florian Schwing in Hanau" loading="lazy"></div>\n\n<div class="swx-cta" style="margin-top:48px"><button type="button" onclick="if(window.perspective&&window.perspective.navigateToNextPage)window.perspective.navigateToNextPage();" style="background:transparent;color:#0F1A2E;padding:14px 26px;border-radius:999px;border:1px solid rgba(15,26,46,.3);font:500 16px 'Hanken Grotesk',Helvetica,Arial,sans-serif;cursor:pointer">Kostenfreie Analyse anfragen</button></div>\n</div>\n</div>\n","provider":"custom-html","box":{"left":"none","right":"none","top":"none","bottom":"none","backgroundColor":"#FFFFFF"},"framed":false,"isGdprSensitive":false,"embedCustomHtmlNatively":true,"enforceCenteredCustomHtmlContent":false},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"6abe192a29e2bba83774cc3a","components":[],"allowedChildSections":[],"pageId":"6abe192a29e2bba83774cc42","companyId":"69a549fed87ec988ce01ee77","componentType":"embed","createdAt":"2026-10-01T08:40:59.070Z","updatedAt":"2026-10-06T09:26:34.325Z","__v":0},{"_id":"6ac4bac5181a79c30af988fe","type":"component","isTemplate":false,"name":"embed","content":{"body":"<!-- Allianz Schwing · bKV-Funnel · HTML-Block: 06b-fachagentur -->\n<link rel="preconnect" href="https://fonts.bunny.net"><link href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" 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sw06brise{from{opacity:0;transform:translateY(36px)}to{opacity:1;transform:none}}\n@supports (animation-timeline:view()){.sw-06b-fachagentur .rv{animation-timeline:view();animation-range:entry 0% entry 45%}}\n@container (max-width:680px){.sw-06b-fachagentur .in{padding:64px 20px;gap:40px}.sw-06b-fachagentur .h2{font-size:32px}.sw-06b-fachagentur .rw{margin:0 -20px;padding:0 20px}.sw-06b-fachagentur .rc{flex-basis:290px}.sw-06b-fachagentur .card .n{font-size:46px}.sw-06b-fachagentur .card{padding:20px;gap:14px}.sw-06b-fachagentur .card .t{font-size:20px}}\n@media (prefers-reduced-motion:reduce){.sw-06b-fachagentur .rv{animation:none!important}}\n</style>\n<section class="sw-06b-fachagentur"><div class="glow" aria-hidden="true"></div><div class="in">\n<div class="top">\n<div class="col"><span class="mono">IHR PARTNER FÜR DIE bKV</span>\n<h2 class="h2 rv">Eine Fachagentur. Spezialisiert auf betriebliche Krankenversicherung.</h2>\n<p class="lead">Wir sind eine der führenden Agenturen im Bereich betriebliche Krankenversicherung und als Allianz Fachagentur für Krankenversicherungen ausgezeichnet. Bei uns sprechen Sie mit Spezialisten für Ihre Fachfragen – von der Tarifauswahl über die Einführung im Team bis zur laufenden Betreuung.</p></div>\n<div class="col">\n<div class="card rv"><svg width="44" height="44" viewBox="0 0 48 48" aria-hidden="true"><circle cx="24" cy="20" r="14" fill="none" stroke="#A9C4E4" stroke-width="1.6"/><circle cx="24" cy="20" r="9" fill="rgba(91,155,224,0.18)" stroke="#5B9BE0" stroke-width="1.2"/><path d="M24 14.5l1.7 3.5 3.8.5-2.8 2.6.7 3.8-3.4-1.9-3.4 1.9.7-3.8-2.8-2.6 3.8-.5z" fill="#FFFFFF"/><path d="M15 31l-4 12 6-3 3 5 4-12M33 31l4 12-6-3-3 5-4-12" fill="none" stroke="#A9C4E4" stroke-width="1.6" stroke-linejoin="round"/></svg><div style="display:flex;flex-direction:column;gap:4px"><span class="mono">AUSZEICHNUNG</span><span class="t">Allianz Fachagentur für Krankenversicherungen</span></div></div>\n<a class="card rv" href="https://www.google.com/maps/place/Allianz+Versicherung+Florian+Schwing+Generalvertretung+in+Hanau/@50.144557,8.9096278,17z" target="_blank" rel="noopener"><span class="n">5,0</span><span style="display:flex;flex-direction:column;gap:6px"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><span class="sm">69 Google-Bewertungen · Zum Profil →</span></span></a>\n</div></div>\n<div class="col" style="gap:18px"><span class="mono">DER PRODUKTGEBER · AUSZEICHNUNGEN DER ALLIANZ bKV</span>\n<div class="g3"><div class="aw rv"><span class="mono">FOCUS-MONEY 46/2025</span><span class="big">„Hervorragend"</span><span class="tx">Betriebliche Krankenversicherung der Allianz – Budget- und Bausteintarife sowie insgesamt</span></div><div class="aw rv"><span class="mono">FOCUS-MONEY 43/2025</span><span class="big">„Hervorragend"</span><span class="tx">Gesundheitsservices der Allianz – in sieben von acht Segmenten</span></div><div class="aw rv"><span class="mono">ASSEKURATA SOLUTIONS</span><span class="big">„Sehr gut" (1,4)</span><span class="tx">Gesundheitsmanagement der Allianz Private Krankenversicherungs-AG</span></div></div>\n<span class="fn">Auszeichnungen der Allianz Private Krankenversicherungs-AG laut FOCUS-MONEY (Ausgaben 43/2025 und 46/2025) und Assekurata Solutions GmbH; Quelle: FirmenOnline der Allianz.</span></div>\n<div class="col" style="gap:18px"><span class="mono">DAS SAGEN UNSERE KUNDEN</span>\n<div class="rw"><div class="rt"><figure class="rc"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><blockquote>„Ein sehr schnelles, effizientes und kompetentes Team – ich kann sie wärmstens empfehlen, besonders Frau Merten."</blockquote><figcaption><b>Hasan B.</b><span>GOOGLE · VOR 2 MONATEN</span></figcaption></figure><figure class="rc"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><blockquote>„Ich bin sehr zufrieden mit dem Service. Sowohl die Reaktionszeiten, als auch die Kompetenz überzeugt absolut."</blockquote><figcaption><b>mko</b><span>GOOGLE · VOR 10 MONATEN</span></figcaption></figure><figure class="rc"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><blockquote>„Sehr nette, professionelle und individuell angepasste Beratung an den Kunden sowie top Service bei Schadensfällen, alles in allem 10/10"</blockquote><figcaption><b>Noah</b><span>GOOGLE · VOR 7 MONATEN</span></figcaption></figure><figure class="rc"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><blockquote>„Sehr freundliches Personal, super individuelle Beratung! Fühle mich hier sehr gut aufgehoben."</blockquote><figcaption><b>Aanand S.</b><span>GOOGLE · VOR 3 MONATEN</span></figcaption></figure><figure class="rc"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><blockquote>„Ein sehr schnelles, effizientes und kompetentes Team – ich kann sie wärmstens empfehlen, besonders Frau Merten."</blockquote><figcaption><b>Hasan B.</b><span>GOOGLE · VOR 2 MONATEN</span></figcaption></figure><figure class="rc"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><blockquote>„Ich bin sehr zufrieden mit dem Service. Sowohl die Reaktionszeiten, als auch die Kompetenz überzeugt absolut."</blockquote><figcaption><b>mko</b><span>GOOGLE · VOR 10 MONATEN</span></figcaption></figure><figure class="rc"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><blockquote>„Sehr nette, professionelle und individuell angepasste Beratung an den Kunden sowie top Service bei Schadensfällen, alles in allem 10/10"</blockquote><figcaption><b>Noah</b><span>GOOGLE · VOR 7 MONATEN</span></figcaption></figure><figure class="rc"><span class="st" aria-label="5 von 5 Sternen">★★★★★</span><blockquote>„Sehr freundliches Personal, super individuelle Beratung! Fühle mich hier sehr gut aufgehoben."</blockquote><figcaption><b>Aanand S.</b><span>GOOGLE · VOR 3 MONATEN</span></figcaption></figure></div></div>\n<span class="fn">Auszug aus unseren Google-Bewertungen (Stand Oktober 2026), ungekürzt übernommen.</span></div>\n</div></section>\n","provider":"custom-html","box":{"left":"none","right":"none","top":"none","bottom":"none","backgroundColor":"#0A1222"},"framed":false,"isGdprSensitive":false,"embedCustomHtmlNatively":true,"enforceCenteredCustomHtmlContent":false},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"6abe192a29e2bba83774cc3a","components":[],"allowedChildSections":[],"pageId":"6abe192a29e2bba83774cc42","companyId":"69a549fed87ec988ce01ee77","componentType":"embed","createdAt":"2026-10-06T09:09:25.573Z","updatedAt":"2026-10-06T09:13:29.574Z","__v":0},{"_id":"6abe1cb1d781ea7574af72e2","type":"component","isTemplate":false,"name":"embed","content":{"body":"<link rel="preconnect" href="https://fonts.bunny.net"><link href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" rel="stylesheet">\n<style>\n.sw-07-fragen{container-type:inline-size;font-family:'Hanken Grotesk',Helvetica,Arial,sans-serif;font-weight:300;color:#151A22;font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}\n.sw-07-fragen *{box-sizing:border-box;margin:0}\n.sw-07-fragen .in{max-width:1100px;margin:0 auto;padding:88px 32px}\n.sw-07-fragen .lab{font-family:'IBM Plex Mono',Courier,monospace;font-weight:500;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#003781}\n.sw-07-fragen .h2{font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:46px;line-height:1.1;letter-spacing:-.02em;color:#0F1A2E}\n.sw-07-fragen .rv{animation:sw07fragenrise .9s cubic-bezier(.2,.7,.2,1) both}\n@keyframes sw07fragenrise{from{opacity:0;transform:translateY(36px)}to{opacity:1;transform:none}}\n@supports (animation-timeline:view()){.sw-07-fragen .rv{animation-timeline:view();animation-range:entry 0% entry 45%}}\n@container (max-width:680px){.sw-07-fragen .in{padding:60px 20px}.sw-07-fragen .h2{font-size:32px}}\n@media (prefers-reduced-motion:reduce){.sw-07-fragen *{animation:none!important;transition:none!important}}\n.sw-07-fragen{background:#F4F2EF}\n.sw-07-fragen .in{max-width:860px}\n.sw-07-fragen .acc{margin-top:36px;border-top:1px solid #151A22}\n.sw-07-fragen details{border-bottom:1px solid #DAD6D0}\n.sw-07-fragen summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 0;font-family:'Urbanist',Helvetica,Arial,sans-serif;font-weight:300;font-size:25px;color:#0F1A2E}\n.sw-07-fragen summary::-webkit-details-marker{display:none}\n.sw-07-fragen .pm{position:relative;width:18px;height:18px;flex-shrink:0}.sw-07-fragen .pm::before,.sw-07-fragen .pm::after{content:"";position:absolute;left:0;top:8px;width:18px;height:1.5px;background:#003781;transition:transform .3s}\n.sw-07-fragen .pm::after{transform:rotate(90deg)}.sw-07-fragen details[open] .pm::after{transform:rotate(0)}\n.sw-07-fragen details p{padding:0 50px 26px 0;color:#585E66;font-size:17px}\n@container (max-width:680px){.sw-07-fragen summary{font-size:21px}.sw-07-fragen details p{padding-right:0}}\n</style>\n<div class="sw-07-fragen">\n<div class="in"><h2 class="h2 rv">Was Sie sich jetzt vielleicht fragen</h2><div class="acc"><details open><summary>Klingt teuer – lohnt sich das?<span class="pm" aria-hidden="true"></span></summary><p>Ab 13,90 € pro Person und Monat. Der Rechner zeigt: Rechnerisch reicht oft weniger als ein vermiedener Fehltag pro Person und Jahr. Ob das bei Ihnen realistisch ist, prüfen wir in der Kurzanalyse mit Ihren echten Zahlen.</p></details><details><summary>Macht das viel Arbeit für unsere Personalabteilung?<span class="pm" aria-hidden="true"></span></summary><p>Nein. An- und Abmeldungen laufen digital über FirmenOnline, im Leistungsfall rechnen Ihre Mitarbeitenden direkt mit der Allianz ab. Die Einführung im Team begleiten wir.</p></details><details><summary>Sind wir nicht zu klein dafür?<span class="pm" aria-hidden="true"></span></summary><p>Eine bKV ist bereits ab fünf Mitarbeitenden je Tarif möglich – für die ganze Belegschaft oder eine klar abgrenzbare Gruppe.</p></details><details><summary>Was ist mit Vorerkrankungen?<span class="pm" aria-hidden="true"></span></summary><p>Es gibt keine Gesundheitsprüfung, keine Ausschlüsse von Vorerkrankungen und keine Wartezeiten – der Schutz gilt ab dem ersten Tag.</p></details><details><summary>Ist die bKV steuerlich absetzbar?<span class="pm" aria-hidden="true"></span></summary><p>Ja. Für Sie als Arbeitgeber sind die Beiträge als Betriebsausgabe gewinnmindernd absetzbar. Ihren Mitarbeitenden können die Beiträge u. a. als Sachbezug (monatliche 50-Euro-Freigrenze) steuer- und sozialversicherungsfrei gewährt werden. Die Details für Ihren Betrieb klären Sie am besten mit Ihrer Steuerberatung – wir empfehlen, sie vor dem Abschluss einzubinden.</p></details></div>\n<div class="swx-cta" style="margin-top:48px"><button type="button" onclick="if(window.perspective&&window.perspective.navigateToNextPage)window.perspective.navigateToNextPage();" style="background:transparent;color:#0F1A2E;padding:14px 26px;border-radius:999px;border:1px solid rgba(15,26,46,.3);font:500 16px 'Hanken Grotesk',Helvetica,Arial,sans-serif;cursor:pointer">Kostenfreie Analyse anfragen</button></div>\n</div>\n</div>\n","provider":"custom-html","box":{"left":"none","right":"none","top":"none","bottom":"none","backgroundColor":"#F4F2EF"},"framed":false,"isGdprSensitive":false,"embedCustomHtmlNatively":true,"enforceCenteredCustomHtmlContent":false},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"6abe192a29e2bba83774cc3a","components":[],"allowedChildSections":[],"pageId":"6abe192a29e2bba83774cc42","companyId":"69a549fed87ec988ce01ee77","componentType":"embed","createdAt":"2026-10-01T08:41:21.171Z","updatedAt":"2026-10-06T09:29:28.126Z","__v":0},{"_id":"6abe1de559d3486d1cb3996f","type":"component","isTemplate":false,"name":"embed","content":{"body":"<link rel="preconnect" href="https://fonts.bunny.net"><link href="https://fonts.bunny.net/css?family=urbanist:300|hanken-grotesk:300,400,500|ibm-plex-mono:500&display=swap" rel="stylesheet">\n<style>\n.sw-08-abschluss{container-type:inline-size;font-family:'Hanken 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href="https://wa.me/491735765229" target="_blank" rel="noopener">WhatsApp 0173 5765229</a><a href="mailto:agentur.schwing@allianz.de">agentur.schwing@allianz.de</a></div>\n<p class="ad">Allianz Generalvertretung Florian Schwing · Bruchköbeler Landstraße 47 · 63452 Hanau</p>\n</div>\n</div>\n<script>(function(){var 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